You earn 2% cash back on all purchases and the check will be mailed in $50 increments or you can use any amount online to shop as you earn your cash rewards. You will also earn .5% back on referred customers for the life of their free membership on every purchase they make.  Just give them your customer number and when they enter it on their registration form, you automatically earn.  There is no catch.  This is free to you and to the customers you refer to us.  Not only that, but we have access to all the same major stores at the same or lower prices.